The facts:

  • A 20-year old worker has a 3-in-10 chance of becoming disabled before reaching retirement age. (Source Link)
  • A disabling injury occurs every three seconds in public setting and every four seconds in the home. (National Safety Council, “Injury Facts,” 2007 Edition)
  • The number of workers who become disabled has risen by 35% since 2000 as reported by the Social Security Administration. (Source Link)
  • Disability is the leading cause of personal bankruptcies. It causes nearly 50% of all mortgage foreclosures, compared to 2% caused by death. (Health Affairs, The Policy Journal of the Health Sphere, 2 February 2005)

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Scott A. Jarred is a Financial Advisor and Registered Representatives of and offer securities products and services through Park Avenue Securities. (LLCPAS), 2002 N. Lois Ave, Suite 800, Tampa, FL 33607, (813)289-3632. Financial Representatives, The Guardian Life Insurance Company of New York, NY. Jarred Bunch Consulting, LLC is not an affiliate or subsidiary of PAS or Guardian. PAS is a member FINRA/SIPC. Licensed to conduct insurance business in Florida, Georgia, Colorado, Indiana, Illinois, Ohio, Maryland and Tennessee. Guardian, its subsidiaries, agents or employees do not give tax or legal advice.